Referrals
HelloFresh
HelloFresh is a meal kit delivery service that allows you to pick and have delivered the dishes you want to cook for a given week. Each week they will send you the pre-portioned ingredients and recipes for your chosen dishes. It is convenient, saves time, and you're much less likely to waste food.
I started using HelloFresh earlier this year (2022) after someone gifted me a free box. I have been enjoying preparing their tasty, good-looking meals more than I have ever enjoyed trying to cook with random ingredients.
Sign up using my link to get $125 off. (I get a $10 credit when you use this link.) Or sign up at HelloFresh.com/Free-Box and use one of the following codes to get a FREE box.
Instacart
Instacart is a grocery delivery and pick-up service that allows you to order groceries online from participating retailers such as Costco, Walmart, and ALDI. You can pick up your groceries in-store, have them delivered to you on the same day, or schedule a convenient time for them to be delivered to you.
I started using Instacart at the peak of the COVID-19 pandemic and have been a consistent user since. The convenience and time saved is worth it for me.
Sign up using my link to get $20 off your first order. (I get a $10 credit when you use this link.)
Personal Capital by Empower
I use Personal Capital to get a clear picture of my financial life, from my net worth to my spending and saving habits. Their easy-to-use tools have helped me gain confidence by knowing the full scope of my finances.
We both get $20 when you sign up using my link.
Wealthfront
Wealthfront is an automated investment service (robo-advisor) that makes it easy for customers to learn and practice great personal finance habits while Wealthfront's algorithms take care of the investing. All customers need to do is fund their Investment accounts.
Wealthfront also offers a high-yield savings account with an FDIC insurance of up to $8 million. This account also has several checking features (e.g. direct deposit, bill pay, and ATM access).
I have been a Wealthfront customer since 2016. I knew very little about investing, but I have since learned a lot and continue to grow my portfolio at Wealthfront where the advisory fee is 0.25% of assets under management (AUM), which is much lower than traditional advisory fees (~1-2%).
We both get $5,000 managed for free, for life, when you sign up and fund an Investment account using my link.
We both get an extra 0.50% APY when you sign up for a Cash account using my link.